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​Swedish buffer fund AP3 appoints CIO

first_imgAP3 has promoted its head of asset managing to CIO, weeks after it confirmed that current CIO Kerim Kaskal would be leaving the SEK304bn (€32.9bn) buffer fund.Mårten Lindeborg’s promotion to CIO, which took effect from the beginning of the month, will also see him act as deputy to managing director Kerstin Hessius.Lindeborg joined AP3 in 2009 as head of strategic asset allocation and was promoted to head of asset management in late 2014.Prior to joining the buffer fund, Lindeborg was head of tactical asset allocation at DNB Nor, a company where he also served as portfolio manager upon joining in 2001. He began his career at Skandia Liv and spent 11 years within the group, working at its banking and asset management divisions, latterly as a strategist for four years prior to joining DNB.Commenting on his appointment, Hessius said: “Mårten has made a major contribution to developing the fund’s asset management strategy and has built a strong team with a stringent risk-management framework.“He has also consolidated the fund’s strategy in sustainability issues in the context of the total portfolio.”Kaskal is leaving in October after 2 years at AP3 to launch his own fund management business.last_img read more

Free tobacco cessation tools offered to Indiana residents

first_imgIndianapolis, In. — The Indiana Tobacco Quitline is offering Hoosiers who use tobacco free help line to help them quit smoking. The free nicotine replacement therapy promotion begins May 1 and will end when supplies run out.“We want Hoosiers who are addicted to nicotine to know that although quitting is hard, they can do it,” said Miranda Spitznagle, director of the Tobacco Prevention and Cessation Commission at the Indiana State Department of Health (ISDH). “Smokers often try to quit several times before succeeding, but proven treatments and services are available that can improve your chances to quit for good. We encourage all Hoosiers to try to quit and to take advantage of this opportunity for free help.”To take advantage of the free offer, those who use tobacco must enroll in the Indiana Tobacco Quitline, which provides a trained coach who will work with them to make a personalized quit plan. Online counseling is also provided. Once enrolled, participants will receive a two-week supply of free medication, including gum and patches. The gum and patches are paid for with tobacco program money.Although it can be difficult to overcome nicotine addiction, Hoosiers do quit smoking every day. Today, there are more former smokers than current smokers nationwide. Surveys have found that nearly 70 percent of all cigarette smokers want to quit, and research shows quitting at any age has health benefits. Those benefits include:Lowering your risk for lung cancer and many other types of cancerReducing your risk for heart disease and strokeReducing respiratory symptoms, such as coughing, wheezing and shortness of breathLowering your risk of developing lung diseases, such as chronic obstructive pulmonary diseaseReducing your risk of infertilityLowering your risk of having a low-birth-weight baby“Counseling, including Quitline coaching, and medication are both effective in helping people quit, and using them together is more effective than using either one alone,” said Spitznagle. “Medications help those who use tobacco quit by decreasing urges to smoke and easing withdrawal symptoms.”Smoking is the leading preventable cause of disease and death in the United States. Approximately 20 percent of Indiana adults smoke, and smoking kills more than 11,000 Hoosiers each year. More than 330,000 Hoosiers live with smoking-related diseases.This month the Centers for Disease Control and Prevention launched their seventh annual Tips from Former Smokers campaign featuring real people who are living with the effects of smoking-related diseases and secondhand smoke exposure. To see this year’s ads go online here.Take the first step toward quitting smoking and get free help by calling the Indiana Tobacco Quitline at 1-800-QUIT-NOW or by going to the website.last_img read more

Pens to hold Draft Day Party

first_imgA Penguins Draft Day Party and free public skating on a synthetic ice rink will highlight fan activities when the 2012 NHL Draft comes to Pittsburgh and CONSOL Energy Center this weekend. The Draft Day Party, presented by 84 Lumber and FedEx Ground, will be held in the South Parking Lot (across Centre Avenue from CONSOL Energy Center) from 4:00-10:00 p.m. on Friday. The party will feature barbecue and other food, a beer garden, interactive games and a big screen. Music will be provided by the band Lovebettie, and the event will be hosted by Abby from 105.9 The X.The Penguins also will erect a synthetic ice rink in the plaza outside the American Eagle Gate, near the corner of Fifth Avenue and Washington Place. Skating is free, and 200 pairs of free rental skates will be available (fans are asked NOT to bring their own skates). The public skating sessions will be held from 12 noon-5:30 p.m. on Friday and starting at 9 a.m. on Saturday.The first round of the draft will be held Friday, starting at 7 p.m. Rounds 2-7 will be held Saturday, starting at 10 a.m. All tickets for the draft have been distributed.last_img read more

Lakeside pitches alive with roundball action again

first_imgThe same for Nelson City Soccer Adult Leagues.Tuesday the Leo’s Men’s Open captured center stage before the Finley’s Ladies Rec played its first games Wednesday.Thursday, Jackson’s Hole Men’s Masters were on the pitch.On the Nelson Rep circuit, teams are off to Sandpoint to compete in a tournament Saturday and Sunday while mini leagues takeover the waterfront fields Saturday. The Lakeside Pitches are once again busy from the summer hiatus as roundball gears up for the second half of the 2013 campaign.This week Nelson Youth Soccer players kicked off the Canada Geese to for training and games as the season comes to a close in October.last_img read more

South African academics: uncertainty affecting nation brand

first_imgIndepth analysis by some of the country’s top academics highlighted domestic issues influencing the reputation and competitiveness of the nation’s brand, at a Brand South Africa competitiveness forum held at the University of Pretoria, Tshwane, on 5 October 2016.“Gupta-gate, Nkandla scandal, Dalai Lama (visa debacle), (uncertainty surrounding Finance Minister) Pravin Gordhan and other incidents such as these, have a negative influence in our country,” said Dr Garth le Pere, visiting professor in the university political science department, during one of the forum’s panel discussions.Le Pere added that South Africa’s reputational cache in foreign policy and its relationships with the rest of the world and Africa had been affected because of this uncertainty. He urged politicians, diplomats and, indeed, all South Africans to reclaim and help build on the country’s strong historical moral identity before the overall brand image suffered more permanent damage.On the same panel, Professor George Angelopulo, from Unisa’s communication science department, said that while the economic and reputational growth of South African cities contributed greatly to building the nation’s brand, mismanagement of urban areas and economic inequality still exerted a negative influence on how perceptions of the country were formed.“Cities hold many benefits, but in the rapid transformation that characterises South Africa’s cities there are also significant challenges,” Angelopulo said. “Urbanisation is swift and largely uncontrolled, with growing slums and informal settlements, unequal access to urban services, significant climate impact and rising inequality.”Cities fulfilled a vital role in the destiny of the country because, as competitive positions within the nation, the economies of cities were connections to the rest of Africa and the world, he said, emphasising that cities must be “relevant to a wide spectrum of stakeholders of the South African brand – national and international business, institutions, government and its citizens”.Earlier in the day, during his introduction to the forum, general manager of research at Brand South Africa Dr Petrus de Kock drew attention to the recent university protests creating uncertainty about the reputation of South Africa’s tertiary education sector.“We must maintain the integrity of institutions and the protests are raising a question of instability of institutions and that’s something we really have to safeguard and protect because it’s an important nation asset.”Individuals, he said, underlying the forum’s overall theme of responsible citizenship, were the key to building the country’s reputation. Citizens, be they private or working in public or commercial service, had a responsibility to uphold the values that were the core of South African democracy and decency, urging that all “South Africans take responsibility of what you do”.SouthAfrica.info reporterWould you like to use this article in your publication or on your website? See: Using SouthAfrica.info materiallast_img read more

Rajya Sabha adjourned over quotas in promotions

first_imgThe Rajya Sabha was adjourned Thursday after Bahujan Samaj Party (BSP) members raised the issue of reservation for Scheduled Castes and Scheduled Tribes groups in promotions in government jobs.The upper house lost the important question hour for the second day of the monsoon session.The Supreme Court had in April overruled the Uttar Pradesh government’s decision to provide reservations in government job promotions. The BSP, which was then in government, had raised the issue in the budget session demanding a constitutional amendment to provide for such quotas.BSP leader Mayawati raised the issue as soon as the house met for the day, blaming the government for not taking action as promised.Even as Minister of State in Prime Minister’s Office V. Narayanasamy promised a meeting would be called in the current session, BSP members refused to be pacified and trooped near chairman Hamid Ansari’s podium.Ansari then adjourned the house till noon.last_img read more

Michigan’s Devin Asiasi Posts Awesome Note About UCLA-Bound Friend Boss Tagaloa As They Head To College

first_imgDevin Asiasi and boss Tagaloa in high school.Twitter/@asibo_Jim Harbaugh worked very hard to recruit De La Salle High School teammates Devin Asiasi and Boss Tagaloa this winter. Only one of the two blue-chip teammates, Asiasi, wound up signing with the Wolverines, but the two remain extremely close. Asiasi is set to head to UM, while Tagaloa will play at UCLA, and as their football paths diverge, Asiasi posted a very cool note about their friendship on Twitter.pic.twitter.com/CuyWCg2ZNo— Devin Asiasi (@asibo_) June 18, 2016 We’re sure the two would have liked to play together at the next level, but they both found the schools that are right for them as individuals. That is even more important.MORE FROM COLLEGE SPUN:The 10 Most Aggressive Fan Bases In CFBIn Photos: Golfer Paige SpiranacESPN Makes Decision On Dick Vitalelast_img read more

Open banking holds promise but cybersecurity fears loom for Canadian banks

first_imgTORONTO – As banks work to fortify their cybersecurity defences amidst a growing number of data breaches, they are also exploring the promise of so-called “open banking,” a concept that could finally disrupt the staid financial services industry.Customers have increasingly moved away from physical branches towards online and mobile apps, but banking has yet to reach its “Uberization” moment, one that breaks down traditional models to usher in new innovations, as Uber has done for the taxi industry.Open banking — granting third-parties like financial technology startups access to bank data to develop innovative apps — could be such a “game changer,” according to Toronto Dominion Bank’s chief information officer, Jeff Henderson.All but one of 100 payment executives at major banks globally said they were planning major investments in open banking by 2020, according to an online survey by consulting firm Accenture released last month.But even as Canadian financial institutions toy with the idea, they’re concerned about the looming risk to consumers’ personal information amid the growing threat of cyberattacks.The Accenture survey also showed that 50 per cent of respondents said that implementing the emerging concept increases risk.“There’s no question this is a trend,” TD’s Henderson said.“(But) I want to make sure that any time we exchange information externally, that is done so in a very controlled and understood manner.”In these early days, the exact nature of the innovation in the open banking landscape is unclear, said Bob Vokes, managing director of financial services at Accenture in Canada.“What we’re trying to do in open banking is to create new sets of services off of the banking data, or alternatively, allow you to manipulate your banking information in a different way,” he said.Open banking allows consumers to share their banking data, which proponents say will spur the creation of new apps and platforms that will make financial transactions easier or develop new use cases.For example, a consumer could log into one app and see all their financial accounts, from various banks, to get a full picture of their net worth and move funds in real time. Or, geolocation data could be layered over payment data, allowing a consumer to analyze exactly where their money is being spent, while also allowing merchants to offer them location-based rewards.The buzz around open banking is building just as concerns about cybersecurity mount.Most recently, Uber announced earlier this month that hackers compromised some 57 million user accounts and Equifax Inc. disclosed in September a cyberattack that compromised the personal information of half of Americans and some 19,000 Canadians.It also comes as the Bank of Canada once again listed cyber threats as a key vulnerability for the Canadian financial system in its semi-annual review released Tuesday.“The high degree of financial and operational interconnectedness among financial institutions means that a successful cyber attack against a single institution or a key service provider could spread more widely within the financial system.”Meanwhile, various jurisdictions are pushing ahead with legislation that would see financial institutions become even more interconnected.By January 2018, banks in Europe will be required to share proprietary data, in a regulated and secure way, under the U.K.’s Open Banking Standard and Europe’s PSD2 legislations.Canadian institutions are also jumping on board.The Competition Bureau said in a report on fintech earlier this month that it is early days “but the potential impact on competition and innovation is promising.”The Ministry of Finance said in August it is “examining the merits of open banking.”“Open banking holds the potential to make it easier for consumers to interact with financial service providers and increase competition,” the ministry said in a consultation paper as part of a review of the federal Bank Act.The Canadian Bankers Association responded to the ministry that while its members are proponents of innovation, they are also concerned about the potential impacts on safety, soundness and stability in Canada’s financial system.“Canadian banks have devoted very significant resources to creating well-established information security and data warehouses that meet the highest standards worldwide, the CBA said.“Any initiative that could undermine this trust would be very problematic for Canadian consumers, financial market participants and the broader economy.”Vokes says these concerns — as well as questions about whether the bank or the third party is liable if something goes awry — will need to be addressed in legislation.If additional layers of security protection are put in place, open banking should not raise the level of cybersecurity risk, he said, adding however, that cyberattackers are becoming more sophisticated as well.“Innovation isn’t just the purview of fintechs,” he said.“As we continue to innovate, fraud and criminal enterprises are also innovating.”last_img read more

World Bank cuts forecast for world economic growth in 2019

first_imgWASHINGTON — The World Bank is downgrading its outlook for the global economy this year, citing rising trade tension, weakening manufacturing activity and growing financial stress in emerging-market countries.The anti-poverty agency expects the world economy to grow 2.9 per cent in 2019, down from the 3 per cent it forecast back in June. It would be the second straight year of slowing growth: The global economy expanded 3 per cent last year and 3.1 per cent in 2017.The bank left its forecast for the U.S. economy unchanged at 2.5 per cent this year, down from 2.9 per cent in 2018. It predicts 1.6 per cent growth for the 19 countries that use the euro currency, down from 1.9 per cent last year. For China, the world’s second-biggest economy, it expects 6.2 per cent growth versus 6.5 per cent in 2018.Paul Wiseman, The Associated Presslast_img read more

Police looking for owners of recovered property stolen from Charlie Lake last

first_imgFORT ST. JOHN, B.C. — The Fort St. John RCMP are looking for the rightful owners of property that was stolen during a string of break and enters in the Charlie Lake area last summer.According to Cpl. Madonna Saunderson with North District RCMP, police investigated numerous break and enters in the Charlie Lake area that occurred in the summer of 2017. She said that during their investigation, police recovered property that is believed to have been stolen during the thefts.A 17-year-old, who cannot be named under the Youth Criminal Justice Act, was charged with six offences last June in connection with a number of break and enters in the area. Cpl. Saunderson explained in a release that while much of the stolen property has been returned police still have some items, including a smaller-sized motorcycle, that they would like to return to their rightful owners. Local residents that are missing a motorbike or any other property that they think they could identify are asked to contact the Fort St John RCMP at 250 787-8140.last_img read more