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A ‘Paradigm Shift For The Better’ in Real Estate

first_img Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago December 21, 2020 1,439 Views 2020-12-21 Christina Hughes Babb Demand Propels Home Prices Upward 2 days ago About Author: Christina Hughes Babb The COVID-19 crisis changed every aspect of American life. The property/financial-data analysts at CoreLogic examined how, specifically, the pandemic affected real estate and the housing economy in 2020 and how the industry’s response to sudden challenges is likely to shape the coming year.In its white paper entitled, “Modernizing the Housing Economy,” CoreLogic addressed the myriad ways the health crisis has been “a catalyst for change.””The pandemic is challenging the real estate, lending and insurance industries to set new standards on safely, as well as to effectively manage the property ecosystem—to think differently and embrace the disruption as an opportunity for change,” the authors said. “While many of the ripple effects of COVID-19 have been, and continue to be, devastating for so many, it has also demanded a paradigm shift for the better within the real estate, lending, and insurance spaces.”The authors go on to conclude that many technological advancements made in response to the crisis will be “permanent industry changes, ultimately reshaping the way the real estate ecosystem conducts business.”For example, national health guidelines related to COVID-19 made digital homebuying solutions essential.Video volume and 3D model usage were up 141% and 76% respectively compared to 2019, CoreLogic reported, and its own PropertyAssist has completed more than 10,000 virtual appraisals since April. Researchers say to expect these investments to continue to grow in 2021 with the resurgence of COVID-19 cases.CoreLogic’s study showed that, despite a blip in April, purchase mortgages in 2020 rose to their highest levels in 15 years—and purchase and refinancing originations are at the highest level ever. However, the researchers noted, with persistently high unemployment, serious delinquencies are expected to rise 4x by November 2021, which would account for more than 2 million homeowners falling into delinquency.”With the looming end to forbearance periods, we should see a continued investment in loan modification solutions,” noted the authors, who go on to detail challenges—including safely showing homes on the market, verifying employment and income (with so many working remotely), safely appraising homes, addressing “hidden” Homeowners Association (HOA) and Condo Owners Association (COA) liens, and insurance inspecting in a pandemic—and offer technological solutions through its new homebuying/selling tools. Demand Propels Home Prices Upward 2 days ago Share Save The Best Markets For Residential Property Investors 2 days ago Related Articles Data Provider Black Knight to Acquire Top of Mind 2 days ago A ‘Paradigm Shift For The Better’ in Real Estate Sign up for DS News Daily Servicers Navigate the Post-Pandemic World 2 days ago  Print This Post Subscribe Home / Daily Dose / A ‘Paradigm Shift For The Better’ in Real Estate Previous: Finding Ways to Communicate with Consumers Remotely Next: FHA Extends Foreclosure Moratorium, Expands Forbearance Options Servicers Navigate the Post-Pandemic World 2 days ago in Daily Dose, Featured, Market Studies, News The Week Ahead: Nearing the Forbearance Exit 2 days ago The Best Markets For Residential Property Investors 2 days ago Christina Hughes Babb is a reporter for DS News and MReport. A graduate of Southern Methodist University, she has been a reporter, editor, and publisher in the Dallas area for more than 15 years. During her 10 years at Advocate Media and Dallas Magazine, she published thousands of articles covering local politics, real estate, development, crime, the arts, entertainment, and human interest, among other topics. She has won two national Mayborn School of Journalism Ten Spurs awards for nonfiction, and has penned pieces for Texas Monthly, Salon.com, Dallas Observer, Edible, and the Dallas Morning News, among others. Governmental Measures Target Expanded Access to Affordable Housing 2 days agolast_img read more

Oxford Gossip website returns

first_imgHowever, another student stressed the site’s more negative aspects. He said, “the worst thing was threads like ‘The **** List’, naming and shaming all those people unfortunate enough to have got 3rds, and one Facebook hot or not thread, where OxGoss regulars would find what they thought were mingers on Facebook and emotionally abuse them for kicks. I understand it caused some serious distress to some of the people who were targeted. That was really low.”Rosanna McBeath, OUSU’s Welfare VP said, “‘Gossip’ can be very harmful to individuals involved, especially when spread across the internet, with its wide reaching effects. I hope this time, the website is better controlled to prevent the problems that arose last time.”Matthew Richardson explained “at its peak OxGoss was getting more hits than Oxfordstudent.com and Cherwell combined. It started to be used as a tool for national journos to spy on Oxford students and several national media outlets just quoted OxGoss directly in their stories.”Another Oxford graduate, an administrator and a moderator of the old site said, “it was supposed to be a thing for my friends, internal fun.”However, he admitted that “it got out of hand” saying, “it resulted in slander, affecting people’s employment prospects. We tried to moderate it but it always came back with people posting more and more”. After the site was closed in 2007, he said that both he and Richardson were “very, very relieved to see the back of it. It caused way too much fallout and loss of trust, particularly in Union circles.”The website also attracted the attention of the University’s proctors who posted a warning to all students involved in the website or others like it.This time round, Iwu called for restrained monitoring of the site, “I believe in free speech and the proctors should treat the website like the papers. They should just keep an eye on it and take up the concerns of students with a complaint.” Oxford Gossip, the infamous Oxford internet forum, reopened at the beginning of this week. The site, opened in 2003, provided a forum space for Oxford students to discuss the University’s social life and gossip.It was forced to close in September 2007, following allegations of harassment and a failure to moderate the site’s content. The site has reopened with a new domain of www.oxfordgossip.co.nr. Nr stands for Nauru, a small island on the Pacific Ocean. It is thought that this is an attempt to protect the site from libel laws.Matthew Richardson, the original founder of OxGoss, said that he knew nothing of the site’s relaunch.Some students have argued the site is simply harmless fun, whilst others have stated that it had been used for the malicious targeting of individual students.Katy Theobald, the President of OxWip said, “The anonymity of such a site allows people to post sensitive and potentially inaccurate comments.”A University spokesperson said, “The Proctors have had no complaints about the revived website, but they would strongly advise students that anyone involved… is acting in a university context and must observe all the University’s regulations.”Lewis Iwu, the OUSU President admitted “I had no idea the site was restarted.” However, he argued that the website had merits, “I think if used right, the website can be very useful. It will help people know what is going on in Oxford.” He added, “‘I think the website is fine to use, provided no one feels harassed or victimised”.Niall Gallagher, a student at Worcester College, admitted that he used the forum before it was closed and added he had found it “quite entertaining”. He said, “it was maintained by the same sort of people generally – Union and OUCA. I was disappointed it closed. To a large extent it wasn’t malicious”.His sentiments were echoed by Guy Levin, a Corpus Christi student who stated that the website was popular “because everyone was on it” and added that it was “amusing”.last_img read more

Administrators, students discuss suspension of Hong Kong study abroad program

first_imgIn a Nov. 20 press release, the University announced its decision to suspend Hong Kong study abroad programming for the 2020 spring semester, citing concerns for student safety as violence surrounding pro-democracy protests in the region has escalated. Fourteen students had planned to study at one of Notre Dame’s three Hong Kong study abroad programs, based at the University of Hong Kong, the Chinese University of Hong Kong and the Hong Kong University of Science and Technology (HKUST). Following the announcement, Notre Dame International (NDI) worked with affected students to offer them alternative study abroad experiences at different sites around the world, said Michael Pippenger, vice president and associate provost for internationalization.Cristina Interiano | The Observer “We are always monitoring events around the world. Our first and primary responsibility is to make sure our students are safe,” he said.Hong Zhu, senior director of global education, said this semester, one Notre Dame student was studying abroad in Hong Kong. As the protests escalated and began to disrupt classes, the institution the student was studying at, HKUST, announced it was allowing international students to leave early and complete their classes online. Zhu said NDI gave the student the option to either leave early or finish the semester in Hong Kong. The student ultimately opted to leave early, she said.Pippenger said the student’s return led NDI to have “a natural discussion” about the study abroad program in the spring, and the issue was considered from multiple angles.“We watched the events unfold in Hong Kong, and we saw that the protests and the government’s response to the protests was getting closer and closer to the heart of the university communities there,” he said. “We looked to see what was going on in the global education community with our peer institutions to see whether or not they were closing their programs and getting a sense of where and why.”Of the three Hong Kong universities affiliated with Notre Dame, only HKUST decided not to accept international students for the spring semester, but Notre Dame chose to suspend programming for all three institutions, Zhu said.“Based on all these facts, together we decided the best decision is to suspend all of them, not just one, and then try to place [the Notre Dame students] in other locations when it is still possible,” she said. “There’s too much uncertainty to continue in 2020 with the situation in Hong Kong and with what we have benchmarked.”The 14 students who had committed to the Hong Kong program for the spring semester were given four options for alternative study abroad sites. Zhu said six students chose to study in Galway, Ireland, four chose Rome, one chose Jerusalem and no one chose São Paulo. Three students opted to stay on campus for the spring semester. Although the official deadlines for enrollment in the other programs has passed, all students who chose an alternative site were enrolled in their program of choice within a week of the decision.Pippenger said Notre Dame’s decision to suspend the Hong Kong study abroad program came after Duke, the University of Chicago, the University of Michigan and other American institutions suspended their study abroad programs for the semester.The decision to suspend the program currently applies to only the spring 2020 semester, Pippenger said.“We would look jointly at what’s going on later in the spring to see if we would suspend the program again in the fall or if we would reopen it,” he said.Pippenger said NDI has cancelled study abroad programs in the past, such as a program in Egypt during the Arab Spring and a program in Japan following the 2011 earthquake, but neither he nor Zhu recalled a cancellation during either of their times with NDI.Junior Bradley Batas is one of the students who had planned to study abroad in Hong Kong in the spring. Batas said he and the other students planning to study in Hong Kong were informed of the suspension by email Nov. 16.“We didn’t really expect it to be officially cancelled, but we kind of had the feeling in the back of our minds that if things do get any worse, with all the things happening in the news, it was definitely a possibility,” he said. “It kind of did make things a pain, looking back at all the preparation we did, the flights that I booked, all the excitement which ended up building up, and then to have that all falling down in one day. At the same time, we got placed in other programs, so things kind of worked out.”Batas said he will be studying abroad in Galway, Ireland, next semester.Tags: Hong Kong, Notre Dame International, study abroadlast_img read more