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Winning Their Game—Entice Millennials into the Market

first_img Related Articles Servicers Navigate the Post-Pandemic World 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Min Alexander, SVP, real estate services for Altisource Portfolio Solutions. The views and opinions expressed in this article are those of the author and do not necessarily reflect the official policy or position of Altisource or any other Altisource® business or entity. The foregoing content is not intended to constitute, and in fact does not constitute, financial, investment, tax or legal advice by the author, Altisource, or any other business or entity.  The Week Ahead: Nearing the Forbearance Exit 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Best Markets For Residential Property Investors 2 days ago Demand Propels Home Prices Upward 2 days ago Tagged with: Millennials Technology Winning Their Game—Entice Millennials into the Market in Daily Dose, Featured, Headlines, News About Author: Min Alexander Servicers Navigate the Post-Pandemic World 2 days ago Demand Propels Home Prices Upward 2 days agocenter_img Millennials Technology 2017-07-04 Min Alexander July 4, 2017 2,457 Views Home / Daily Dose / Winning Their Game—Entice Millennials into the Market Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Previous: Strangled by Restriction—Effects of Disastrous Appraisal Training Mandates Next: The Stamp of Approval: Ensuring Compliance for Document Services Data Provider Black Knight to Acquire Top of Mind 2 days ago  Print This Post Share Save The post-recession years have seen significant debate about the next generation of home buyers — the millennial generation — and whether or not they are interested in owning homes. However, it has become clear with recent research that millennials do want to be homeowners and understand the value of home investment. According to the most recent ValueInsured Housing Confidence Index, more than 76 percent of millennials reported that they would like to purchase a home — a reason why many are utilizing online real estate platforms to research homeownership opportunities in today’s competitive market. High volumes of web traffic through online real estate platforms suggests that demand certainly exists among this generation. This begs the questions of why millennials aren’t buying houses in today’s market, and what can be done to change it. The reason won’t come as a surprise to anyone. Affordability is a major issue in many U.S. cities. The lack of new supply coming onto the market has made purchasing a home more expensive. Furthermore, stricter credit score and down payment requirements have limited access to financing in many cases. Adding to these dynamics, millennials’ obstacles have been well-documented: student debt makes obtaining a mortgage more difficult, and paying a mortgage is compounded by chronic underemployment or irregular cash flow with the rise of the freelance economy. The issues are familiar at this point. The solutions are where we need to shift the discussion. Looking at the longer term, builders — perhaps with some incentive from local governments — can increase the number of affordable starter homes being constructed to raise the housing supply. More immediately, however, is another solution: more millennials are buying auction properties, which presents opportunities to buy homes at competitive prices. The 2016 National Association of REALTORS® Home Buyer and Seller Generational Trends found that buyers 35 and younger were the generation most likely to consider purchasing a home that was in foreclosure. Many sellers of foreclosed properties select auction as a preferred disposition strategy and market to the public through online platforms.. Auction markets for residential real estate have existed for many years, but grew significantly during the financial crisis. To manage the inflow of bank-owned properties after 2008, technology development accelerated to automate auctions, including bid and offer management and paperless contracts, to make the processes more efficient, simpler and customer-friendly for buyers and sellers. For millennials who grew up in the digital age, making purchases online is more natural than for other generations. To make self-directed buying easier, the online auction industry is continuously evolving — improving user interfaces, increasing the amount of asset-level data available without cost and increasing transparency in the bidding process. Changes in the market are breaking down barriers for auction properties for first-time home buyers. For example, in recent years, auction properties were typically cash purchases with no contingencies permitted. Today, most auction sales permit both financing, including FHA 203(k) renovation loans, and inspection contingencies, which decrease risks for first-time buyers. These advancements open up new opportunities for novice homebuyers and investors working to get on the property ladder. The Best Markets For Residential Property Investors 2 days ago Sign up for DS News Daily Subscribelast_img read more

Dunga: “Whether Ronaldinho Gaúcho Goes To The World Cup Or Not Depends On Him”

first_imgBy Dialogo November 10, 2009 ronaldinho has been the best player ever,the question of whether he is out of form or not, does not matter.what matters is that he still can play & has the ability,that is:(if you watch serie A games)so,coach Dunga please let the soccer wizard play.I”ve watched most of his games & so i can foresee the wonders he will do in the 2010 world cup. Please mr dunga we love brazill. It will be very unfortunate and uncalled for if Ronadinho will not be part of the team for reasons that are best know to a few. The young man is still good. Let us not discourage players. Whe you are going for war am sure you equip youself with different weapons. So ronadinho is one of the weapons for the 2010 dunga please let the guy play because he is still good juss witness him at AC MILAN and he is better than RAMIRES dunga please take ronaldinho……..he s getting hid touch and i am sure he s going to be the of worldcup…… please make ronaldinho play world cup 2010………please i m begging u….plz plz plz plz plz please mr dunga, try not to make the fans of ronaldinho sad, we fans would love to see him in 2010 world cup, i have been one of his fans since for a long time and i havent missed even a sigle match of his, i really enjoy watching his play and i think he still deserve world player, he is still a weapon for 2010’s world cup. Whether or not Ronaldinho Gaúcho will be included on the Brazilian team that will play for the World Cup in 2010 “depends only on him,” coach Carlos Caetano Bledorn Verri “Dunga” affirmed in an interviewed published by the magazine Istoé. Ronaldinho “is a distinguished player,” but whether or not he is tapped again for the team and even for the South African World Cup “will depend on him” and on his results playing for Milan in Italy, the Brazilian coach explained. According to Dunga, the former forward for Barcelona “is a very distinguished player,” but this is not enough to be on his team. “I want to have the best, but selection for our team is no longer an exclusively technical question. It’s also a question of competitiveness and commitment,” noted the coach, who nevertheless acknowledged that he “thinks about” Ronaldinho when he imagines the team for the World Cup. Dunga’s words can be interpreted as a reply to the twenty-nine-year-old player, who said this week that he wants to play in the South African World Cup, which could be the last one of his career. “I want to go to the World Cup. I have a great relationship with Dunga. But it’s better not to think about it because it’s a waste of energy. I’m only going to concentrate on the present,” Ronaldinho explained. With regard to his own future, Dunga told Istoé that it is not something that worries him at the moment, since he is thinking only about the World Cup. “Being the team’s coach makes me very happy; it fills me with pride and satisfaction,” declared the coach, who nevertheless said that once the South African World Cup is over, he intends “to leave and give someone else the opportunity.” With regard to the possibility of his team winning its sixth World Cup title, he did not hide the fact that “Brazil is always a favorite,” but he noted that in order to win, “it’s necessary to work and to work a lot.”last_img read more

Tipp – Cork clash is ‘knock out hurling’

first_imgMichael Ryan’s side are hoping to claim a place in the last eight of the NHL.To do that they’ll need to get a better result than Galway, who face Waterford at the same time as the Premier County square up to the Rebels at Semple Stadium.The Tipp manager won’t be paying too much attention to what’s happening in the other match… Tipp FM’s live coverage of the match on Sunday gets underway just before 2 o’clock and will be brought to you in association with Allianz Medical, South Tipperary General Hospital, Clonmel.last_img read more