Big hearted celebrities such as Cilla Black, Warwick Davis, Carol Smillie, Anton Du Beke & Erin Boag, Jack Dee, Luisa Zissman, Konnie Huq, Tim Vine and Lucy Porter are supporting Bag It. Beat It. by filling up a bag of their unwanted items and donating it to their local British Heart Foundation shop.Warwick Davis – Bag It Beat ItBHF shops are now asking the public to follow suit and donate bags full of their unwanted items to their local shop this September. Every bag donated will fund life-saving heart research, helping over 40,000 little heroes continue to fight congenital heart disease.An estimated 4,000 children with congenital heart defects, often limiting their physical ability and quality of life, will start school this year but nearly 400 of their potential classmates will have lost their life before reaching school age. By supporting Bag It. Beat It. vital funds will be raised for further research.Cilla Black says: “It was really therapeutic clearing out my wardrobe and finding items to donate to Bag it. Beat it. Why not get involved and donate your unwanted items to your local BHF shop, each bag donated will fund life-saving heart research, helping children fight congenital heart disease.”Everyone can get involved by simply filling a bag with good quality clothes, shoes, books, handbags, DVDs, CDs, bric-a-brac and children’s toys and taking it into their local BHF shop.
APTN National NewsAn elder in Ontario is raising concerns about the health of a Cree woman who has spent the better part of two years in solitary confinement.The woman, Marlene Carter from Onion Lake, Saskatchewan, spent the time in a federal penetentiary but is currently in a mental health hospital in Brockville, an hour outside Ottawa.The elder says that Carter, who has serious mental health issues, has needs that should be addressed by community support programs.APTN’s Annette Francis firstname.lastname@example.org
Gurdaspur (Punjab), April 29 (IANS) With his popular dialogues “Yeh dhai kilo ka haathi hai” and “Hindustan Zindabad Tha, Zindabad hai aur Zindabad Rahega” to lure people, Bollywood actor Sunny Deol started his campaign for the Gurdaspur Lok Sabha seat on Monday after filling his nomination papers as the Bharatiya Janata Party candidate. Filing his nomination under his real name of Ajay Singh Dharmendra Deol, Sunny Deol declared assets worth Rs 87 crore. Also Read – 2019 most peaceful festive season for J&K: Jitendra Singh This includes movable assets of Rs 66.19 crore, including cash in hand of Rs 42 lakhs with him and his wife. He has declared immovable assets of Rs 21 crore. At the time of filling if his nomination papers, the 62-year-old actor was accompanied by his actor brother Bobby Deol and Punjab BJP President Shwait Malik. Sunny Deol and other BJP leaders later addressed a rally in Gurdaspur town where the actor spoke for about four minutes and recited his popular dailogues from his hit films “Gadar”, “Damini” and “Border”. “I am new in the field of politics but I can assure you that I will work for the development of the Gurdaspur constituency,” he said. Sunny Deol faces tough competition from the sitting Congress MP and Punjab Congress President Sunil Kumar Jakhar.
By Ouassima BoujradFez – Last Saturday evening, Rabbi Moshe Ohayon and his wife welcomed members of Moroccan civil society who wanted to come and express their moral support after the violent assault he suffered on Friday, July 11, in Casablanca.The event, co-hosted by the Mimouna Club and Moroccans Plural Juniors, brought together a number of leading Moroccan thinkers and activists, including Rabbi Sebbag Jacky, Fatna Elbouih, writer Valerie Morales-Attias, Dr. Patrice Attias, artist Jauk Elmaleh, Faisal Ziza from the association Freedom of the City, Redouane Bouwiziri Aghane from the Association of Ouarzazate, and the writer Abdellah Anjar Ahmed Ghayat from the Moroccans Plural Association. Rabbi Ohayon insisted that all Moroccans are equal. They were “weaned on the same milk, He noted.” Being a staunch supporter of the Moroccan King, he expressed his dislike of anti-monarchy movements.He explained that, in spite of the attack, he would never give up on his Moroccan identity: “Jews and Muslims are brothers forever. Since our parents, our grandparents told us that when a Jewish mother would, for example, go to the market, a Muslim mother would breastfeed her children, and vice versa. Nothing has ever distinguished us from each other. And we pray to God that everything goes for the best in this Morocco we share.”Moshe Ohayon, the president of the Jewish Committee in Casablanca, was attacked in Casablanca at 6, near the Windsor Hotel on his way to synagogue. A young Moroccan man kicked the elderly Rabbi over and over again, shouting, “this is for what Israel is doing in Palestine.”“He did not stop hitting me until the blood flowed. What shocked me the most is that nobody in the street tried to help me,” said Rabbi Ohayon. After returning home, Mr. Ohayon called the police and the attacker was arrested.The attacker, who had a history of violence against Jews, was apprehended the next day. The police declared that the suspect suffers from a mental disorder.However, even in the face of anger and pain, Rabbi Ohayon remained positive about Morocco. He explained: “we are Moroccans, and no one has ever disrespected us. Wherever I go, everyone knows me. This incident was fate, Kudrat Allah … the key is that Morocco remains the Morocco as we know it, a country open to people of all faiths.” Edited by Ilona Alexandra
Speaking at a press encounter in Geneva, Switzerland where he is on an official visit, Mr. Ban said Mr. Assad needs to implement political reforms before it is too late. “It is a totally unacceptable situation that more than 3,000 people have been killed… That must stop. To enable such kind of transition, [Mr. Assad] must be able to agree and to engage in dialogue, as he had pledged before,” he said.The Human Rights Council ordered a commission of inquiry last month into the violence after an earlier fact-finding mission by the Office of the High Commissioner for Human Rights (OHCHR) outlined a series of abuses committed by Syrian authorities, ranging from murders, enforced disappearances, the deprivation of liberty, and torture since the Government began its crackdown on pro-democracy protesters in March.Mr. Ban said that accepting the Council’s commission of inquiry would be an opportunity for the Government to make its position clear to the international community and not isolate itself, particularly since Syrian authorities have stated that a large number of casualties were members of the security forces.“Whatever the case may be, both by civilians or by national forces, the killing of people is not acceptable,” Mr. Ban said.Last week, UN High Commissioner for Human Rights Navi Pillay also urged the international community to act immediately to protect lives in the country from the “indiscriminate use of force” by the Government against protesters. 17 October 2011Secretary-General Ban Ki-moon today urged Syrian President Bashar-Al Assad to take decisive action and accept the Human Rights Council’s commission of inquiry into the violence in his country to find out exactly what happened and to put an end to civilian deaths.
The ability of the oil and gas sector to absorb tough government controls on their greenhouse gas emissions depends on Canada getting a better price for its oil, Environment Minister Peter Kent says.The extra revenue would allow companies to invest heavily in leading-edge technology that would curtail pollution, he said in an interview from London.“What we have to do, one way or another, is get rid of the U.S. discount,” Kent said. “That would certainly provide great latitude to invest in the technology….Keystone or not.”Government and industry have long eyed the proposed — but not yet approved — Keystone XL pipeline as a way to demand world prices for Canadian crude.For now, Canadian crude is sold in the U.S. at a price that fluctuates but is substantially lower than in global markets. A new pipeline to the Texas coast, the theory goes, would give Alberta oil better market access, thereby reducing the Canadian price discount.While some parts of the oil and gas industry could already afford the extra costs that would come with pending emissions regulations, that’s not true across the board, Kent said.But the Keystone XL pipeline is not a slam-dunk, since environmentalists eye the project as a growing source of greenhouse gas emissions from Canada.Reports this weekend suggested more delays in a final decision, which was initially expected this summer.“It is a problem if it’s unnecessarily delayed,” Kent said, adding that he still respects the U.S. process.“I still hope for a positive decision sooner rather than later.”TransCanada Corp. has said regulatory delays would substantially drive up costs and postpone startup until late 2015.Ottawa, meanwhile, is pulling out all the stops to find better market access for Canadian crude. Natural Resources Minister Joe Oliver has just finished pleading Canada’s case in Europe. Kent is following in his footsteps all this week. Prime Minister Stephen Harper is jetting down to New York on Thursday to make the case to Wall Street.Key to their case is the argument that Canada is well advanced in its plans to reduce greenhouse gas emissions, and is developing oil and gas in a responsible manner. Buy-in for that argument would go a long way towards giving the oilsands the social license they need for pipeline approvals.But Harper, Kent and Oliver are making the case with one hand tied behind their backs. That’s because the actual regulations that will force the oil and gas sector to improve its emissions record are gummed up in negotiations among Ottawa, industry players and the provinces.“It would be nice to be able to pull it out of a hat and show it off….but we want to make sure it’s right,” Kent said. “It would certainly play well in meetings like that.”He said the negotiations are going well, but he would not give any details. After months and months of talks, a variety of complex proposals are on the table, most of which would cost oil producers less than 50 cents a barrel but may put a strain on refineries where profit margins are slim.Instead, the Harper government’s quest for social license is focusing on emissions rules already placed on the coal sector, as well as technological advances that companies are undertaking on their own accord in the oil patch.Kent says he will be talking up Imperial Oil’s Kearl project which promises emissions only slightly higher than conventional oil.Tempers have flared recently, however, with environmentalists and scientists raising loud alarms about Canada’s emissions record, and the government responding aggressively, questioning the credibility and motivation of the critics.Kent said he hopes to cool things off as he tours Europe in the coming days.“I’m going to keep the temperature low, I’m going to keep the temperature friendly,” he said, adding he plans to meet with some of his critics.News on Friday that carbon dioxide in the world’s atmosphere had reached the 400 parts per million milestone will add pressure on all sides to find a global solution to climate change quickly, Kent added.“It’s a reminder that climate change is a global problem and it requires a global solution. There is a sense of urgency…for a pragmatic response to reduce absolute megatonnage.”On that front, Kent said major emitters are engaged in productive talks to craft a binding agreement by 2015, that would kick into force by 2020.“There is reason for gentle optimism,” he said. “This is the year to make some real progress towards a new treaty.”
Arjun Aloysius and Kasun Palisena are in remand after being arrested over the Central Band treasury bond scam. (Colombo Gazette) Perpetual Treasuries head Arjun Aloysius and Chief Executive Officer Kasun Palisena have been further remanded till March 15.They were ordered to be further remanded by the Colombo Fort Magistrate when the case was heard today.
File photo: Some of the persons who turned up at Whim Village, Berbice to have their names removed from the listJustice Navindra Singh on Tuesday had the case filed by one of the constituency candidates in Berbice for the People’s Progressive Party Civic (PPP/C) against the Guyana Elections Commission (GECOM) to have the names of 50 persons who claimed to have been tricked into signing an Alliance for Change (AFC) nominators lists to contest the Local Government Elections (LGE) dismissed.According to the Opposition, the 50 persons of the Whim/Bloomfield Neighbourhood Democratic Council (NDC) had their names fraudulently affixed to the backers’ lists for LGE in the Ancient County.The court document names Shafraz Beekham as the applicant, along with the Chief Elections Officer Keith Lowenfield and Orlando Christopher Persaud as the respondents.In handing down the ruling, Singh stated that after investigations, he did not find any evidence to convince him that the nominators were forced to sign the list.As such, he had the case dismissed stating that the names will remain on the original list.PPP were challenging on the grounds that the said decision was unlawful, illegal, and unreasonable and was in violation of the Local Authorities (Elections) Act.The document filed at the High Court cited the individual’s alleged refusal to withdraw the applicant’s name and the names of 49 other electors. It said unless the names were withdrawn, the election in the Local Authority Area would be tainted with “illegality and fraud”.Beekham, of Letter Kenny Village, Corentyne, was the first person to come forward with the allegations against the AFC. Following his outcry, several other persons also came forward with the said accusation.In a sworn affidavit, Beekham, who is a registered elector on the Official List of Electors for Constituency Number 3 in the Whim/Bloomfield NDC said he and others were “deliberately deceived into signing a document by an Alliance For Change representative who he claimed fraudulently represented that she was employed by GECOM and that he needed to sign a document to confirm that his name was on the voter’s list.“I am informed and do verily believe by the other electors in the community that they were told that they would benefit from better roads, jobs, better pension and rehabilitated playgrounds and were also deceived into signing,” he stated in court documents.He said too that it was only after Nomination Day on September 21, 2018, that he learnt that the signature which was taken from him was unauthorisedly used as a nominator backing the AFC candidate in constituency Number 3.According to him, at no time whatsoever was he or the other residents informed, or did they know that they were in fact signing a list of backers in support of the AFC candidate(s).Beekham said on becoming aware of what was perpetuated against him and other electors, he immediately demanded that their names be withdrawn or deleted from the AFC lists.However, Beekham eventually learnt on September 28, that Persaud had refused to withdraw his name and that of the 49 other electors from the lists submitted by the AFC.Political interferenceMeanwhile, in a statement on the ruling the PPP, among other things, posited that “electoral democracy and the citizens’ right to vote in Guyana suffered yet another blow today.”The Party is contending that “a Police Report submitted to Justice Navindra Singh in the High Court in Berbice totally misrepresented what the residents of the Whim/Bloomfield Local Authority Area claimed they told to the Police during interviews that were supposed to be used to compile that report.”The Judge had ordered a Police Report into allegations made by over 50 (fifty) persons that their names were procured by misrepresentation and trickery on lists supporting AFC candidates.The persons who were present in Court explained to the media after the Court hearing that the Report did not accurately reflect what they said to Police Officers who interviewed them.This was confirmed by officials of the PPP/C who were present when these interviews were conducted by the Police.The PPP is contending that the “Police investigation and the ensuing Report were perverted by and contaminated with political interference.”“Despite the fact that the Report was clearly tailored to meet a particular conclusion, it still contains various damning statements: for example, all of the persons interviewed and whose names are on the AFC list of backers made it absolutely clear that they did not know that they were signing any document supportive of the AFC; that they are not supporting the AFC and that they all requested that their names be removed from those particular lists” said the PPP.In the end, the Party noted that “no matter how much you turn it or twist it, the bottom line is these AFC candidates have 50 (fifty) persons who are on public record saying to the world that they are not supporting the candidates they are supposed to be backing. Yet the Court refused to interfere with this violation of these persons fundamental right to support a political party of their choice by removing their names from those lists.”Local Government Elections are scheduled to be held on November 12, 2018. Share this:Click to share on Twitter (Opens in new window)Click to share on Facebook (Opens in new window)RelatedLGE 2018: AFC to contest 38 Local Authority AreasOctober 10, 2018In “latest news”51 persons’ names removed after saying they never signed AFC listSeptember 27, 2018In “latest news”Jagdeo condemns PPP/C supporter’s arrest over alleged arson attempt on AFC candidate’s homeNovember 1, 2018In “latest news”
To focus on those products with the greatest growth potential, Caterpillar Inc has announced that it intends to pursue strategic alternatives, including a possible divestiture, for its room and pillar products, which serve a segment of underground soft rock mining customers. The company will also discontinue production of track drills within its Resource Industries portfolio. The company said it and its dealers “remain committed to existing customers and will support those room and pillar and track drill fleets currently in operation.”“These moves, which align with Caterpillar’s ongoing restructuring, will allow us to focus resources on those areas of the business that provide the highest, sustainable growth and best long-term returns,” said Denise Johnson, Group President with responsibility for Resource Industries. The room and pillar underground mining products under strategic review include continuous miners, feeder breakers, coal haulage systems, highwall miners, roof bolters, utility vehicles and diesel vehicles. While under review, Caterpillar will stop taking new orders. Production of track drills will be discontinued, and no new orders will be taken.“Caterpillar remains committed to an extensive mining product portfolio. We firmly believe mining is an attractive long-term industry, and we continue to invest in a broad range of products, both surface and underground. We are targeting our investments within the mining product portfolio to concentrate on those areas with the highest profitability potential,” said Johnson. “At the same time, we continue to manage through the longest down-cycle in our history. We know these ongoing restructuring actions are not easy on our workforce; I’m grateful for our team’s ongoing dedication.”In conjunction with the announcement, Caterpillar expects to take actions to reduce the workforce in Houston, Pennsylvania, where the room and pillar products are manufactured. While the company intends to sell the room and pillar products, it will also assess other options, including a possible closure of the Houston facility. Total workforce reductions of up to 155 positions associated with the room and pillar business are expected, with some occurring immediately. These actions will more closely align employment levels with current end-market demand.In Denison, Texas, where track drills are produced, approximately 40 positions will be eliminated as a result of the track drill exit and other facility restructuring. In addition to these moves, the company also continues to evaluate the most efficient and effective use of its manufacturing footprint. The company announced today it will repurpose its Winston-Salem, North Carolina, facility, transitioning it from a mining to a rail facility beginning later this year. Operations will transfer to Progress Rail, a wholly owned Caterpillar subsidiary. As a result, the company will relocate the manufacturing of some components used in large mining trucks from its facility in Winston-Salem to its existing facility in Decatur, Illinois.
As cameras and camera software becomes an increasingly important part of our mobile experience, a great photography experience on your smartphone can make all the difference. The CyanogenMod project has decided to take smartphone photography a lot more seriously with the release of Focal, an all new camera app for CM users everywhere.Using the stock camera app is something of a lackluster experience when you compare it to some of the things being done by HTC, Samsung, and LG right now. When we took a look at the Google Play edition variants of the HTC One and the Samsung Galaxy S4, the camera experience was one of the places that really felt lacking. As a result, you have Android ROMs made from the Android Open Source Project, like CyanogenMod, that offer an amazing Android experience right until you load the camera app.In order to keep up with the next wave of features that users expect from their smartphones today, the CyanogenMod project is going to be releasing a series of big changes to their user experience under the codename Nemesis. The first phase of Nemesis is the camera, which will now exist in a new app called Focal.From the ground up, Focal is an entirely new camera app. The Widgets based UI pulls from modern Android elements found all over the OS. The main settings menu exists as a left hand fly-in that you bring in with your thumb, while the camera button expands out as though you are going to launch Google Now to offer bit toggles for the front facing camera, panorama mode, and a few other features. The focus point on the viewfinder can be dragged to wherever you want to manually focus on, or you can just tap anywhere on the screen. It’s a flexible UI that looks amazing when compared to the current vanilla camera app, and it is significantly more powerful than the existing CM camera.Rather than pulling from Google’s proprietary and closed source photosphere, which is only available on Nexus devices Google has put it on, the CyanogenMod team built their own. PicSphere is a completely open source photosphere alternative with a UI that is familiar to anyone who is a fan of these kinds of pictures.Some other features that have been implemented in this app include a burst mode that allows you to hold down the camera button and take multiple shots in quick succession, photos while recording video, and an improved HDR mode. These features are available even on phones that don’t normally have these features.Under the hood, Focal is designed to allow individual device maintainers the ability to tweak and add features that suit their hardware. For example, phones that offer zero shutter lag will also have that feature in Focal as long as the device maintainer enables the feature when building for that phone. As more advanced phones are released with unique hardware features, the theory is the modular nature of Focal will make it easy for maintainers to take advantage of that hardware and make sure that their camera app is always just as powerful as the OEM made camera app.This is an ambitious first step for the CyanogenMod team, and a great indicator of what the rest of the Nemesis updates will be like moving forward. Focal will be available in unfinished Nightly release form starting next week, with stable builds of the app ready for each supported phone at some point in the not so distant future. VIEW PHOTO GALLERY FocalMenuFocalMenuFocalPreviewFocalToggle
Let us know what you like about Geek by taking our survey. Stay on target Walk around city sidewalks and streets long enough and eventually you’re going to step in someone’s discarded chewing gum. The stuff is everywhere, and it’s notoriously annoying to clean up.And just what the heck can you do with bags and bags of ABC gum once it’s been scraped up, anyway? A London company has turned it into the sturdy sole for a pair of limited edition shoes.The Gumshoe (see what they did there?) is a collaboration among Gumdrop Limited, the destination marketers at I Amsterdam and Explicit Gear. Two colors are being offered, the subdued black and a very loud pink. The chunky sole on both features a map of the Netherlands’ capital city — which just happens to be where the actual gum used to make the shoes’ Gum-tec soles was collected.Unconfirmed footage of gum being collected for Gum-tec solesThere’s plenty of raw material in the Netherlands that can be used to create a product like Gum-tec. According to the Gumshoe site, roughly 1.5 million kilograms (about 1650 tons) of gum winds up as litter every year.Here in the U.S. there’s an even larger supply. That seems like a huge figure, until you consider that in the U.S. an estimated 250,000 tons gets tossed.Gumdrop has come up with a whole range of products made from Gum-tec. They’ve made rubber balls, pencils, erasers, rulers, frisbees, lunch boxes and guitar picks. There’s even a Gum-tec comb, which is probably the only way you would ever intentionally put gum in your hair.Gumdrop can make all of the items it produces in just about any color you can imagine. Pink just happens to be a fun way to highlight the fact that they’re made from gumOh, and here’s another fun fact about Gum-tec items. According to Gumdrop, they retain that unmistakable chewing gum smell (presumably the cotton candy-ish pink stuff, like Dubble Bubble). Star Wars x Adidas Ultraboost Photos Have LeakedBest Sneakers of Summer 2019
Gillespie Dentistry is hosting its second annual Dentistry From The Heart event Saturday, Oct. 13.Dr. S. Bradley Gillespie and a team of dental professionals will provide free dental services to the first 150 to 200 Clark County residents. Registration will begin at 6 a.m. at Gillespie Dentistry, 13200 S.E. McGillivray Blvd., in Vancouver. Patients will be seen until 4 p.m.The event offers cleanings, extractions and fillings; one service per patient. Patients must be 18 years or older.Patients are asked to arrive early because it’s first come, first served. Patients are also encouraged to dress appropriately for the weather and to bring chairs, blankets, water and snacks because they may be outside as they wait to be seen.The event is offered in conjunction with the nonprofit, Dentistry From The Heart. The organization was created by a Florida dentist and provides free dental work to people in need.
Tags Auto Tech Car Industry Going hands-on with Apple’s CarPlay update in iOS 13 Now playing: Watch this: 2019 Ford Edge review: Ford’s redesigned midsize SUV plays it safe Enlarge ImageOwners are pretty likely to shut off systems like lane-keep assist because it bugs them. Cadillac Passive safety systems haven’t changed drastically over the decades, but active safety technology continues to trickle into more vehicles at a rapid rate. Here’s the thing: A lot of drivers aren’t exactly happy with how these systems perform. In fact, their annoyance has caused some consumers to rethink what they want from their next vehicle.The results come from the latest J.D. Power US Tech Experience Study, which surveyed 20,000 new car owners and lessees of 2019 model year vehicles. Specifically, the study looks closely at 38 vehicle technologies during the first 90 days of ownership. The categories surveyed are entertainment and connectivity, collision protection, comfort and convenience, driving assistance, smartphone mirroring and navigation.Boiling it down to the driving assistance category, lane-keep assist and lane-centering systems are high on the surveyed drivers’ grievance list. On average, the study found 23% felt the alerts were “annoying or bothersome.” Of these owners, a whopping 61% disabled the system. Even some drivers who don’t find the alerts bothersome are disabling the function. The study said 21% of drivers that don’t find the systems annoying still shut the feature down.Sticking with the group that didn’t mind the two technologies, 63% said they’d want the system on their next vehicle. But contrast that with the other side: 91% of respondents that found the technology annoying said they do not want either system in their next car.These types of system vary greatly between automotive companies, and there are certainly fluctuations. Some brands had high satisfaction rates with 90% wanting the same technology in their next car. Others, not so much, with 63% craving lane-keep assist and centering systems in the future. It should serve as a wake-up call for some companies. Automated driving technology isn’t going anywhere, anytime soon.Elsewhere, the study revealed an unsurprising result: drivers really dig Apple CarPlay and Android Auto. The study showed 69% of those surveyed have a vehicle with either infotainment mirroring system and just 68% say they want factory-installed navigation in their next car. Overall, drivers are also highly satisfied with collision protection (technology such as collision alert and automatic emergency braking).As for the sole best-performing vehicle in the study? None other than the Kia Stinger. The sport sedan scored 834 points out of a possible 1,000. The average score was 781. Other winners by segment include the Hyundai Kona and Toyota C-HR, Kia Forte, Chevrolet Blazer, Porsche Cayenne and Ford Expedition. 2019 Mitsubishi Outlander PHEV review: A plug-in SUV that lacks appeal More From Roadshow 47 Photos 2:43 2020 Subaru Legacy first drive: It’s what’s inside that counts 5 Super Cruising in the 2018 Cadillac CT6 Platinum Comments Share your voice
Location, Location, LocationYou have heard this phrase over and over and over. The area in which you buy a home is your most important consideration. It’s better to downscale on the size or quality of house than to buy your dream home in an area that can potentially affect its resale value.AmenitiesExperts say that homes located near day-to-day amenities like shopping malls, schools or medical centres will increase the future value of the home whereas homes located in remote areas with no amenities and businesses nearby, may depreciate in value.Safety and SecurityOnce you have decided on the area you want to buy in, research the crime in the area.Find out what the collective attitude to security in the neighbourhood is.How secure is the house (inside and outside) that you want to buy?Is there easy access to major highways?Chat to the surrounding neighbours about crime in the area.Observe the security measures in their homes and ask about crime they have experienced.Ask whether there is an active neighbourhood watch in the area.Which security company do they use and what is their level of satisfaction with the company.Speak to a senior person in the most popular security company active in the area as they keep crime statistics. Ask how these compare with other neighbourhoods.Is the street a popular route for pedestrians, buses and taxis?Are there open tracts of land nearby or building sites that could promote incidents of criminal activity.Are there commercial areas close by?Do your researchWith the internet you have unlimited information at your fingertips. Do your research and know exactly what you are in for. For instance, you don’t have to use the home loan provider your estate agent suggests. They get a commission from the bank. Shop around and go directly to the provider you feel comfortable with.Costs and hidden costsA lot of bonds only cover 95 percent or less of the selling price. The buyer is liable for the difference. This deposit is usually requested a few days after the bank has approved the bond application.A mistake many buyers make is taking a further loan with the bank to cover the deposit amount. This usually puts the buyer under financial distress.It’s important to know that there are an array of additional costs involved when you buy a home, apart from the purchase price and deposit.Transfer costsRegistration costsTransfer Duty costsMake a list of new expenses, besides your monthly bond.Rates or leviesInsuranceUtility billsRepairs or maintenanceLiving expensesTravelling costsConsidering these costs will help you estimate what it is going to cost you to own your own home.You’re on your wayOnce you know how much you can afford, you can search for a home that suits you. Use a reputable estate agent, who will be the liaison between you and the seller. Prices are negotiable, so don’t be afraid to speak out.Some people choose to register their preferences with as many agents in the area as possible to find the right home.There are many, which can be a quick way to gauge potential areas, prices and properties on offer.Click to receive news links via WhatsApp. Or for the latest news, visit our webpage or follow us on Facebook and Twitter. Join us there!
Feature | Henry Ford Hospital | May 21, 2019 | Dave Fornell, Editor Innovations in Radiotherapy and Radiology at Henry Ford Hospital Henry Ford Hospital thought leaders regularly speak at the radiation oncology and radiology conferences about new res read more News | Medical 3-D Printing | August 08, 2019 RSNA and ACR to Collaborate on Landmark Medical 3D Printing Registry The Radiological Society of North America (RSNA) and the American College of Radiology (ACR) will launch a new medical… read more Technology | Advanced Visualization | June 13, 2019 Materialise Receives FDA Clearance for Cardiovascular Planning Software Suite Three-dimensional (3-D) printing software and solutions company Materialise has received U.S. Food and Drug… read more Related Content Technology | Virtual and Augmented Reality | June 10, 2019 Medivis SurgicalAR Gets FDA Clearance Medivis announced that its augmented reality (AR) technology platform for surgical applications, SurgicalAR, has… read more Technology | Neuro Imaging | August 07, 2019 Synaptive Medical Launches Modus Plan With Automated Tractography Segmentation Synaptive Medical announced the U.S. launch and availability of Modus Plan featuring BrightMatter AutoSeg. This release… read more For more information: www.medical.siemens.com FacebookTwitterLinkedInPrint分享 Image courtesy of Philips Healthcare News | Advanced Visualization | July 03, 2019 TeraRecon Unveils iNtuition AI Data Extractor Artificial Intelligence (AI) and advanced visualization company TeraRecon announced its new iNtuition AI Data Extractor… read more Feature | Advanced Visualization | July 02, 2019 | By Jeff Zagoudis Augmented Reality Versus 3-D Printing for Radiology Three-dimensional (3-D) printing and… read more At RSNA 2011, Siemens will showcase its two newest groundbreaking Imaging IT solutions, syngo.via* and syngo.plaza, representing the next generation of advanced visualization and agile PACS technologies that deliver cutting-edge functionalities to the clinical routine.With syngo.via, Siemens’ imaging software for multimodality reading of clinical cases, the company is placing special focus on reading efficiency through automated case preparation and structured case navigation across multiple specialties, including cardiology, oncology and neurology. Because syngo.via enables physicians to effortlessly access state-of-the-art advanced visualization tools across the clinical spectrum, the solution stands as an important milestone toward improving workflow efficiency and diagnostic confidence levels.While syngo.via has been designed to integrate with existing PACS and Radiology Information Systems (RIS) of all major vendors, Siemens’ innovative client-server technology incentivizes clinicians to use the software in conjunction with the syngo.plaza PACS solution, where users are presented with direct, no-click access between the two technologies and a unified user-interface for faster reading.As the first PACS from Siemens where 2D, 3D and 4D reading come together in one place, syngo.plaza is helping change the way multimodality images are read today. syngo.plaza also offers two viewing modes for users: a pre-configured intuitive interface as well as a customizable option that allows users to define and use the layouts they prefer, helping to streamline the reading workflow and eliminate time wasted adjusting to strictly one-size-fits-all PACS technologies.Visitors will also be able to experience the latest developments in Siemens’ entire syngo portfolio for Imaging IT, including syngo CAD applications, syngo Imaging, syngo Workflow and syngo Dynamics.* syngo.via can be used as a standalone device or together with a variety of syngo.via-based software options, which are medical devices in their own rights. The product and the syngo.via based software options are pending in some countries along with the necessary releases and thus are not yet available for sales in all countries, e.g., Brazil. Technology | Artificial Intelligence | June 20, 2019 TeraRecon Receives First-of-Kind FDA Determination for Northstar AI Results Explorer Advanced visualization and artificial intelligence (AI) technology provider TeraRecon has successfully completed a U.S… read more Technology | October 19, 2011 Siemens Showcases Advanced Visualization Capability at RSNA 2011 Henry Ford Hospital’s ViewRay MRIdian linear accelerator system allows real-time MRI-guided radiotherapy. Shown is the support staff for this system. In the center of the photo is Benjamin Movsas, M.D., chair of radiation oncology at Henry Ford Cancer Institute. Second from the right is Carri Glide-Hurst, Ph.D., director of translational research, radiation oncology. A 3-D printed model (left) and a model constructed in augmented reality (right), both of a kidney with a tumor. In both models, the kidney is clear; the tumor is visible in purple on the AR model and in white on the 3-D printed model. Photo courtesy of Nicole Wake, Ph.D. Feature | Molecular Imaging | July 01, 2019 | By Sharvari Rale Transformations in Molecular Imaging Herald Entry to Novel Applications Diagnostic procedures have always been a cornerstone of early prognosis and patient triaging. read more Technology | Virtual and Augmented Reality | June 04, 2019 Ann Arbor Startup Launches Augmented Reality MRI Simulator SpellBound, an Ann Arbor startup specializing in augmented reality (AR) tools for children in hospitals, has officially… read more
Yellen Speech Fuels September Rate Hike Speculation in Daily Dose, Featured, Government, News Share Federal Funds Target Rate Federal Reserve Janet Yellen Mortgage Rates 2016-08-26 Seth Welborn To many, Federal Reserve Chair Janet Yellen’s speech in Wyoming on Friday fueled further speculation that a rate hike from the Fed is on the horizon for September.The Fed has kept the short-term interest rates at their current low level (0.25 percent to 0.5o percent) since the historic rate hike in December. In the eight months since then, Treasury yields have fallen to record lows, and mortgage rates have tumbled right along with them. In the weekly Freddie Mac mortgage rate survey, the average 30-year fixed rate was 3.43 percent, just 12 basis points above its all-time low, and it has been below 3.5 percent for nine straight weeks.Even with the second estimate for Q2 GDP growth coming in at a disappointing 1.1 percent on Friday (down from 1.2 percent in the advance Q2 estimate), Yellen hinted that a rate hike may happen when the Federal Open Market Committee, the policymaking arm of the Fed, convenes next on September 20-21. The last two jobs reports from the Bureau of Labor Statistics have been solid, and all industry eyes will be watching when the BLS releases the August jobs report on Friday, September 2.“Indeed, in light of the continued solid performance of the labor market and our outlook for economic activity and inflation, I believe the case for an increase in the federal funds rate has strengthened in recent months,” Yellen said on Friday. “Of course, our decisions always depend on the degree to which incoming data continues to confirm the Committee’s outlook.”While Yellen was not specific about the timing of the rate hike, at least a few analysts interpreted this to mean that a rate hike in September is looking more and more likely.Janet Yellen“Yellen’s comments were in line with those of other Fed officials who see the economy as drawing nearer to the point that would warrant a rate hike,” said Curt Long, Chief Economist of the National Association of Federal Credit Unions. “The past two jobs reports have been especially robust, and they along with the minimal immediate impact from Brexit have seemed to allay concerns among a number of Fed officials. The August employment figures take on added importance, particularly for those officials who may be expected to offer resistance to a move in the third quarter. The odds still favor a rate hike in Q4, but September is quickly nearing a coin-flip proposition.”“I do think it is time to move that rate,” Kansas City Fed President Esther George said. “It doesn’t mean I favor high rates. It doesn’t mean I think it needs to happen rapidly. But under conditions when we’re seeing employment move [higher with] low and stable inflation, I think it’s fair to say we could remove some of that accommodation.”While the industry will be watching the August jobs report closely, Dallas Fed President Robert Kaplan said that won’t be the only determining factor. “One jobs report is not going to drive our thinking,” Kaplan said. “[But] I do believe the case for removing accommodation is strengthening.”If the Fed does raise the short-term interest rates in September, a spike in mortgage rates similar to the one the market experienced in 2013 is unlikely. Lorraine Woellert of Redfin recently cited a note from Wells Fargo economists to clients in which the economists stated that they “doubt the impact on the mortgage market would be as bad is it was in 2013,” according to Woellert. Many Fed policymakers have been hinting that a rate hike is imminent, so financial markets should be ready for it, unlike in 2013, Woellert said.Click here to read Yellen’s full speech. August 26, 2016 577 Views
As more and more young Americans look at buying a home, lenders are faced with new ways of approaching the buying process to ensure that first-time homebuyers have a seamless mortgage origination experience. At a webinar on Monday, Joe Tyrell, EVP of Corporate Strategy at Ellie Mae, gave insights into the latest research on the divide between homebuyer demands for transparency, speed, and a high tech – human touch process and how it compared to the lenders’ view of consumer engagement.Starting off on what consumers looked for today, Tyrell said that Ellie Mae’s survey of around 3,000 homebuyers who had just completed the mortgage process found that 92 percent of respondents began their homebuying process with some type of online research. A huge jump compared to just “50 percent who went online five years ago,” according to Tyrell. Additionally, he said that 72 percent of the respondents looked for the best rates on offer and 59 percent looked for how much loan they could qualify for online.”If you ask any lender what their competitive advantage is, most of them do not say it’s our rates, our loan programs,” Tyrell said. “Typically what we hear from lenders is that they tell us it is customer service. That’s how they differentiate their ability to compete in the marketplace.” Having said that, Tyrell asked that how did lenders who were rushing online to engage with customers actually make sure that this was what the customer also wanted?When Ellie Mae had asked the respondents during the survey what was the No. 1 thing that lenders could improve in the mortgage origination process, the answer, especially by millennials, was, “make the process go faster.” The second-most-important reason given by the respondents, however, was more surprising, Tyrell explained. “It was to have more personal interaction with their lender,” he said.So in that case, how could lenders engage with their consumers in a high tech human touch way?”It really starts with asking yourself as a lender three basic questions,” Tyrell said. First, he said, lenders must ask how they were creating interest. It could include channels such as buying leads, sending emails, and counting on the loan officers to bring in the business.The second question, according to Tyrell, was how could lenders engage consumers once they responded to the interest created by them? And third and most important was “what is your strategy to cover 1oo percent of those people who expressed interest and are willing to engage?”It was by asking these questions, that lenders could take the help of a true digital mortgage experience, which personalizes the importance of balancing personalized communication with automation, using data and analytics to engage more borrowers, and create solutions that drove effective engagement to close more loans.Click here to view the webinar. November 26, 2018 1,127 Views Borrowers Ellie Mae Homebuyers Human Touch loans Millennials mortgage technology 2018-11-26 Radhika Ojha Share The Questions Every Lender Must Ask in Daily Dose, Featured, News, Technology
Arizona Cardinals strong safety Deone Bucannon (20) celebrates a stop against the Minnesota Vikings during the second half of an NFL football game, Thursday, Dec. 10, 2015, in Glendale, Ariz. (AP Photo/Rick Scuteri) Former Cardinals kicker Phil Dawson retires Schefter reports the Cardinals will be cautious with Bucannon coming back, not confirming whether it will be just a day off the field or more.Related LinksBrice Butler: Cardinals receiver room full of ‘hungry’ playersCards camp notebook: Receiving room fights negative perceptionBucannon recorded 82 tackles, 1.0 sack, an interception and two forced fumbles over 12 games in 2017. For 2018, the linebacker is taking on more responsibility in first-year defensive coordinator Al Holcomb’s 4-3 defense as the main playcaller. Veteran Karlos Dansby, who remains a free agent, served that role last season.Drafted in the first round (27th overall) by Arizona in 2014 out of Washington State, Bucannon converted from safety to $LB and played all 16 regular season games his first two years in the NFL. His most productive year came in 2015, when he recorded a team-high 112 total tackles, 3.0 sacks, three forced fumbles and one interception. Derrick Hall satisfied with D-backs’ buying and selling Top Stories The 5: Takeaways from the Coyotes’ introduction of Alex Meruelo Grace expects Greinke trade to have emotional impact 1 Comments Share The Arizona Cardinals had a scare on Thursday when linebacker Deone Bucannon’s left knee had a collision with wide receiver Brice Butler’s helmet.Bucannon would stay down for a bit but was able to get up and walk off the field. He missed practice Friday due to a hyperextended knee and head coach Steve Wilks said it was a precaution.The Cardinals reportedly got good news from the MRI on Friday, as Bucannon didn’t have any major damage to his knee and “escaped serious injury,” according to ESPN’s Adam Schefter.